Product Development & Innovation team

Marie Kyle


Marie provides strategic direction for BIMA's new product design and development. She also supports implementation and roll out of new products within local markets.

Marie joined BIMA from CDC Group, the UK government’s development finance institution, supporting the launch of new private equity funds across Africa. She has extensive experience in management consulting, development finance, and the nonprofit sector. Marie's previous roles include positions at the Clinton Health Access Initiative in Zambia, and with the internationalconsulting group Bain & Company in Chicago.

Marie holds a BSc in Mechanical Engineering from Northwestern University and an MBA from Harvard Business School.

Jose Martin

Global Health Manager

Jose joined BIMA in 2016 as Global Health Manager.

Before joining BIMA, Jose started out his career as a practicing clinician in Spain, where he founded his own network of healthcare clinics before joining McKinsey as a health sector practice expert. He’s joining us from Telefonica where he was most recently a director on their global eHealth team.

Jose holds a MD from the School of Medicine at the University Complutense and an MBA from Kellogg.

Christina Cosma

Global Insurance Products Manager

Christina joined BIMA in 2018 as the Global Insurance Products Manager. She works with the local market teams to optimize existing insurance product terms as well as pricing, developing and piloting new insurance products.

Before joining BIMA, Christina worked as a Pricing Actuary at Pacific Life Re and a Product Development Actuary at VitalityLife in London. She is also a member of the Institute and Faculty of Actuaries Working Party for e-cigarettes and their impact on the insurance industry.

Christina holds a Fellowship from the Institute and Faculty of Actuaries (FIA) and a BSc in Mathematics from the University of Leeds.

Nicole Evans

Global Customer Experience manager

Nicole joined BIMA in September 2018. As Global Customer Experience Manager she manages BIMA's voice of the customer systems and drives the optimisation of core customer journeys across the business.

Prior to BIMA, Nicole was a manager in PwC’s Financial Services Customer and Digital consulting practice where she led the design and delivery of new, engaging customer experiences for clients in the UK and South Africa. Her flagship projects include the redesign of customer journeys, creation of new digital propositions and partnership development with South African Fintechs and UK Insurtechs.

Nicole holds a MEng in Civil Engineering from Imperial College London and the Hong Kong Polytechnic university.