From a Bold Idea in Ghana to a Global Healthtech Pioneer

Milvik BIMA began with a simple yet powerful vision in Ghana: to make life insurance accessible to underserved communities. By partnering with a local telecom provider, we reimagined how insurance could be delivered — affordably, digitally, and at scale, covering as many people as possible.​

Since then, we’ve grown into a multi-market innovator, operating in 6 countries across Africa and Asia, reaching over 7 million customers and covering 20 million lives.

Global Reach, Local Impact

At Milvik BIMA, our journey has been defined by innovation and impact. We’ve collaborated with regulatorsto shape new policies, pioneered telemedicine licensing, and introduced first-of-its-kind digital insuranceframeworks in most of our markets. We take pride in being the only company in the world delivering quality,tech-enabled insurance and healthcare at this scale across Africa and Asia.​

With a growing team of over 2,000 employees, we thrive on continuous innovation—adapting our businessmodels from direct-to-consumer to B2B partnerships and embedded insurance, while collaborating withleading telcos, payment platforms, medical providers, and local insurers.​

We are transforming healthcare landscapes for millions around the world—and we’ve proven that this can bedone sustainably, with profitable and impactful operations across six markets.​