REDEFINING ACCESS TO HEALTH & PROTECTION
BIMA offers a suite of affordable, technology-powered insurance and health services, delivered through a seamless combination of digital tools and physical care.
B-Care: Our Flagship Subscription
B-Care is BIMA’s signature phygital health solution, combining telemedicine, diagnostics, and insurance into one accessible subscription. At up to five times better value compared to traditional insurance—measured by coverage relative to premium, B-Care offers comprehensive protection at a price point that works for middle-income families.
Every journey begins with a certified BIMA doctor who supports customers from diagnosis through to treatment, ensuring that care remains both personal and continuous.
A True Cashless Experience
With B-Care, customers enjoy a fully cashless medical journey through our integrated partner network of pharmacies, laboratories, hospitals, and clinics. From initial consultation to medication pickup or lab testing, every step is covered—removing financial friction and making healthcare simpler, faster, and more accessible.
Life & Personal Accident Insurance
BIMA’s life and personal accident insurance products are built to offer dependable protection during life’s most difficult moments. These plans offer affordable premiums and quick claims processes, ensuring peace of mind when it’s needed most.
Hospital Cash & Inpatient Health Plans
Our hospital cash and inpatient health products provide vital financial support during medical events. Customers receive daily cash benefits during hospital stays and access to inpatient coverage for surgeries or treatments. These products can also be paired with telemedicine services to offer a more complete care experience.
Standalone Telemedicine
For customers who need on-demand access to medical advice, our standalone telemedicine service offers unlimited consultations via call, video, or chat. Especially impactful in rural and underserved areas, this service eliminates the need for time-consuming and costly clinic visits—making care more accessible than ever.
General Insurance
To extend protection beyond healthcare, BIMA also offers general insurance products in select markets—including motor, phone, home, and fire insurance. These products are simple, affordable, and supported by fast, hassle-free claims processes—helping families protect what matters most.
