Scaling Insurance & Healthcare Access Through Technology
High-quality, proactive healthcare made affordable and accessible across Africa and Asia

Redefining Healthcare with Technology
BIMA is leading the way in digital health and insurance by combining technology with a proprietary ecosystem to make healthcare more affordable and accessible.
Headquartered in Singapore, BIMA operates across six countries in Asia and Africa. Our tech development hub in Bangalore supports all markets globally, powering scalable, high-impact solutions.
Why We Exist
We believe healthcare and insurance should be a right—not a luxury. In many of the communities we serve, a single illness can push a family into long-term financial hardship.
BIMA exists to change that. Our mission is to support, middle-income families with simple, affordable, and smarter health solutions—bringing security and peace of mind to millions.

Transforming Insurance and Healthcare Access
Comprehensive, cashless healthcare made simple—available anytime through digital and human support

BIMA offers a broad range of products, including health, life, and accident insurance, telemedicine services as well as general insurance. Our flagship product, B-Care, is a comprehensive health subscription that combines telemedicine, diagnostics, and insurance into a single, seamless solution.
Key advantages of B-Care:
- Up to 5x better value compared to traditional insurance
- A fully cashless experience across our network of clinics, laboratories, pharmacies, and hospitals
- All-in-one solution integrating telemedicine, diagnostics, and insurance
BIMA’s products are available through a wide range of channels, including agents, apps, WhatsApp, and telco integrations. Our support is always on—with digital assistants and human agents available to help at every step.
Real Stories, Real Impact, How BIMA Changes Lives
Hear from BIMA (Milvik) customers who have experienced affordable, life-changing healthcare and insurance coverage with BIMA.
I’ve been very satisfied since choosing BIMA’s health policy. It gave me real support—both medically and financially, when I faced serious health issues and needed gallstone surgery.
BIMA covered my mum’s hospital stay for typhoid—we didn’t pay a cent. It was quick, stress-free, and gave me true peace of mind. I highly recommend it.
I had Milvik Life for myself and my mother. After her sudden passing, I filed a claim and it was settled within 18 days. Milvik’s support made a big difference during a very difficult time.
BIMA in the News. Driving Innovation in Digital Healthcare & Insurance
Explore latest media coverages and acknowledgements on groundbreaking digital innovations by BIMA

B Care awarded as Winner in Best New Insurance Product category
BIMA (Milvik) has been awarded the ‘Best New Insurance Product’ at the Global Insurance Innovation Awards 2024 by The Digital Banker!
Milvik BIMA receives AAIC investment
AAIC is excited to join BIMA in revolutionizing healthcare through sustainable, affordable insurance products. We believe BIMA’s approach will positively impact communities and improve overall healthcare outcomes

Milvik Nari: Harnessing technology to enable better access to healthcare
Milvik Bangladesh Limited was recognised for leveraging technology to facilitate better access to healthcare for women with its new product Milvik “Nari” at the …